Every project building on Stellar

Microvault

Microlending engine by Kenya-based Shamba Records that uses SEP-56 tokenized vaults on Stellar's Soroban platform to deliver undercollateralized credit to smallholder farmers in East Africa, with loans requested via USSD/SMS and disbursed in local currency.

Mesh

The first global crypto payments network, enabling merchants and digital wallets to accept crypto from 300+ exchanges and wallets (170M+ users) and settle in stablecoins or local currency. Integrates with Stellar via SEP-24 as anchor infrastructure for seamless on/off-ramps.

Merkl

Onchain distribution infrastructure used by 250+ companies including Circle, PayPal, and Coinbase to send yield, dividends, and rewards onchain.

Lumexo

Lumexo is a non-custodial financial interface built on the Stellar network that unifies decentralized finance tools into a single, accessible system while preserving full self-custody and direct on-chain interaction. The current implementation includes a browser-based Stellar wallet with native SDEX trading, asset management, liquidity pools, lending via Soroban smart contracts (Blend), and fiat on-ramp integration through Transak. Users can trade, manage liquidity, access lending, and perform payments in one coherent interface, reducing ecosystem fragmentation and lowering the barrier to entry. The next phase includes native iOS and Android apps and expanded Soroban integrations to support additional protocols. Lumexo's long-term goal is to strengthen Stellar's DeFi ecosystem by providing stable, user-first infrastructure that connects wallets, trading, liquidity, lending, and future tokenized financial tools.

Latch

Latch provides open-source C-address onboarding infrastructure for Stellar, enabling users to create and fund Soroban Smart Accounts without ever touching a traditional G-address. Built on OpenZeppelin's Smart Account standard, it delivers three components: Latch Bridge (a proxy contract and relay service that routes funds from direct sends, CEX withdrawals, and fiat on-ramps to the user's C-address automatically), Latch Wallet (a production-grade C-address reference wallet at feature parity with Freighter, including token display, transaction history, signer management, and policy controls), and Latch SDK (TypeScript and Rust libraries for wallet developers to add C-address support instantly, with cross-ecosystem sign-in from MetaMask, Phantom, and Rabby via OpenZeppelin verifier contracts).

KMP Stellar SDK

Kotlin Multiplatform SDK for Stellar (kmp-stellar-sdk by Soneso), listed as a client SDK on developers.stellar.org/docs/tools/sdks. Write your Stellar integration once in Kotlin and deploy across JVM (Android, server), iOS, macOS and Web. A client library to build and sign transactions, query Horizon, and call the Stellar RPC for Soroban smart contracts.

KALIEN

Deterministic Asteroids arcade game demonstrating zero-knowledge proofs on Stellar: gameplay runs off-chain and a ZK proof of the final score is verified on-chain using Protocol 25's cryptographic primitives.

K2 Lend

A lending protocol on Stellar featuring pooled, isolated, and gated lending markets.

Ibis

Stablecoin neobank and ramp infrastructure for Venezuela, combining a self-custody wallet app with an API that lets developers and businesses fund with USDC on Stellar and settle payouts in bolivares.

Huma

Huma Finance is the first Payment Financing (PayFi) network, designed to provide instant liquidity solutions for global payments by leveraging blockchain technology.

Helix

Institutional staking infrastructure by Helix Labs. The protocol is currently live only on Canton — Stellar integration is on the roadmap, not launched. Helix Labs separately operates validator infrastructure across major L1 ecosystems.

Hatom Protocol

Hatom is a DeFi liquidity hub that turns idle capital into productive, composable liquidity. The protocol enables users to supply assets, borrow safely, and deploy capital through an over-collateralized lending system with transparent, on-chain risk parameters. Its liquid staking module allows staked assets to remain usable in DeFi while continuing to earn staking rewards. Hatom also expands liquidity beyond a single ecosystem, connecting MultiversX with Stellar through its Capital Efficiency Layer — and with Bittensor, bringing TAO holders into DeFi through native integrations. The stack is completed by USH, Hatom's decentralized stablecoin, designed to improve capital efficiency and strengthen on-chain liquidity.

HandlPay

HandlPay is a peer-to-peer payments platform that turns social media usernames and WhatsApp numbers into private payment handles. It allows users to send and receive stablecoins using familiar identifiers, without sharing wallet addresses, exposing transaction history, or dealing with cross-chain complexity. The experience is simple: if you can message someone, you can pay them.

Figure

Figure is America's #1 non-bank HELOC lender, building the future of capital markets on blockchain. Built on Provenance Blockchain, Figure also issues YLDS — a yield-bearing stablecoin deployed on Stellar — enabling compliance-first real-world asset access for a global audience. In July 2026 Figure (Figure Markets) joined Stellar's Tier 1 validator set, bringing a regulated capital-markets operator into network consensus.

DTCC

DTCC is the premier post-trade market infrastructure for the global financial services industry, with over 50 years of experience automating, centralizing, and standardizing the processing of financial transactions across clearing, settlement, asset servicing, and data services. Through its DTC subsidiary, DTCC is enabling the tokenization of custodied assets on the Stellar network — targeting real-world assets such as Russell 1000 equities, ETFs, and U.S. Treasuries — with availability expected in H1 2027.

Drips

Drips is an open-source funding protocol offering continuous payment streams, dependency funding, Drip Lists, and RetroPGF distribution for software projects. On Stellar, Drips powers Drips Wave — a recurring monthly bounty cycle where developers compete to contribute to open-source Stellar ecosystem projects and earn on-chain rewards, while maintainers run transparent, time-bound funding rounds.

Digitpay Finance

Digitpay simplifies how individuals and businesses send, spend, receive, and manage money across borders. Built on Stellar, it enables users to receive crypto instantly into dedicated wallet addresses and spend it in their preferred local currency (including Nigerian Naira), with automatic and transparent currency settlement on the backend. The platform also enables merchants to accept cryptocurrency payments while receiving funds in their chosen fiat currency. Digitpay offers web and mobile apps designed for everyday use, with a focus on security, speed, and transparency.

Digibank

Digital banking platform integrating Stellar Disbursement Platform (SDP) for efficient bulk payment distribution in emerging markets.

DashX

DashX is a technology platform that helps exporters and global contractors receive and manage cross-border payments smoothly. It provides APIs and workflow tools that connect businesses with licensed financial partners to move money across countries in a fast, structured, and compliant way.

Cyberbrawl

Cyberbrawl is a fast-paced on-chain trading card game (TCG) on Stellar by Litemint. Players battle in real-time duels and tournaments using on-chain heroes, cards and badges, with NFT assets and play-to-earn rewards. A live Stellar GameFi title.

CryptoMate

We believe every community leader and company will become a fintech, every transaction will be a financial product, and that real financial inclusion requires localized, customized, impactful solutions built bottoms-up and self-propelled in monetization. CryptoMate is the platform that makes this possible: a stack on which emerging fintechs, community leaders, entrepreneurs, and SMEs launch, run, and monetize their own financial services. This grant funds a focused new service any of those clients can offer their users on day one: a person walks into any MoneyGram, deposits cash, and within minutes a virtual VISA card is push-provisioned into their Apple Pay or Google Wallet. Underneath, the cash settles as USDC on Stellar via MoneyGram Ramps. The user never sees a wallet address, never holds a stablecoin, never learns what a blockchain is. They just get a card. The target: the 1.4 billion unbanked adults globally — and the cash-economy users in LATAM and African corridors where MoneyGram has dense coverage and CryptoMate's clients already operate.

Credible

Credible Finance is a payment orchestration platform that enables US businesses and fintechs to collect and remit fiat from emerging markets with T+0 settlement, powered by stablecoin-based payment financing. It supports real-time INR, PHP, NGN, and BRL collection and payout settlements.

Content DAO

Web3 influencer KOLs protocol brings transparency, escrow USDC payments, and on-chain history for all socials.

Conomy

Conomy offers payment solutions for Latin American companies. They have developed a payment gateway for Latin American entities covering cross-border transactions (via crypto on/off ramps) and local transactions using traditional payment rails, with plans to integrate additional on/off ramp providers in the US, UK, and Hong Kong to extend global coverage.