Yield Products on Stellar

DeFindex

DeFindex (by PaltaLabs) is yield infrastructure on Stellar/Soroban. Non-custodial tokenized vaults let wallets, neobanks, and fintechs offer stablecoin savings: diversified yield strategies auto-rebalance USDC/EURC deposits across underlying protocols like Blend, abstracting lending and yield-vault primitives behind a single SDK and API.

Normal

A wrapped asset protocol helping institutions turn any token held in qualified custody into a yield-generating wrapped asset (“Normal Token”), which can be deployed as liquidity across DEXs. This makes it possible for investors to trade any crypto asset from a single interface and create on-chain crypto index fund tokens — each representing a diversified basket of assets, transparently rebalanced and fully tradable on-chain.

Meria DeFi

Meria DeFi platform (project code "The Place To Stake" is a non-custodial one-stop shop for yield generation and portfolio monitoring across multiple blockchains, aggregating yield protocols and staking with transparency and institutional-grade reliability.

Arka.fund

On-chain asset management protocol on Soroban, enabling non-custodial investment vehicles with multi-AMM routing, customizable fee structures, and DAO governance.

Strata

Strata is BootNode's open source vault kit for real-world assets on Stellar: Soroban contracts on OpenZeppelin's SEP-41 token and SEP-56 vault with a guarded valuation oracle, allowlisted subscriptions and redemptions, a notice-period redemption queue and USDC settlement, plus a white-label investor dApp and an admin panel. Its SCF project is titled Open RWA Vault Infrastructure.

Principal Protocol

Principal Protocol is a Soroban-native yield tokenization protocol for Stellar real-world assets: it wraps a yield-bearing asset and splits it into Principal Tokens, redeemable at maturity for fixed income, and Yield Tokens that carry the yield until maturity, traded against a PT/SY liquidity pool.

Pods

Pods builds Deframe, a DeFi API for wallets and fintechs: one integration for swaps, cross-chain yield strategies and an RWA yield aggregator. Its planned Stellar integration is to surface Stellar yield (RWA yield included) and Stellar swap venues through the API and to open its cross-chain yield strategies to Stellar wallets.

Lusty

Options yield venue on Stellar. Sell covered calls and cash-secured puts, receive premium upfront. Server-settled today; trustless Soroban rebuild on the roadmap.

For Yield

For Yield is building one of the first French MiCA-regulated DeFi yield products on Stellar. PSCA dossier filed with AMF April 2026, agrement targeted October 2026. EP simplifie license (ACPR L.522-11-1 CMF) filed in parallel; dual-licence setup unique in France. 50 HNW clients, ~€7-8M AUM. Why Stellar wins: 1 Regulated EU access layer Soroban DeFi lacks, routing EU capital into Blend v2, Aquarius, Soroswap via DeFindex (all on SCF Integration List). 2 EURC-first: deposits, fees, redemptions in EURC, driving Circle's Stellar adoption (aligned with SDF's 2026 EU push). 3 €25M Y1 to €100M Y3 of regulated EU capital (AMF-validated plan, profitable Y1 in every stress scenario). 4 Three open-source Soroban primitives (YieldVault, Performance Fee Module, EURC SAC wrapper) any EU operator can fork. 5 Built on 7 SCF Integration List components (DeFindex, Blend v2, Aquarius, Soroswap, Allbridge, DFNS, Stellar Wallets Kit), no new dependency. Distribution Day 1: 35,000+ subscribers via Crypto & Macro (Saturnin Paulet's Swiss media) and signed LOIs with French wealth managers (May 2026).

Stellar DeFi Hub

Stellar DeFi Hub is a unified access point for DeFi activity on the Stellar network — operated by Ultrastellar (a Stellar ecosystem participant since 2014). Its launch surface is Sentora's curated non-custodial vaults on Stellar (also reachable via yield.xyz), with a roadmap spanning additional vault strategies across DeFi and real-world assets (RWAs).

Lusty Finance

A DeFi options-yield venue on Stellar where users sell covered calls and cash-secured puts on XLM to earn premium upfront, with Black-Scholes pricing and automated settlement.

Prism

Prism is a multi-chain crypto financial hub designed to simplify how users access and interact with on-chain financial products. Rather than requiring users to navigate multiple applications, wallets, bridges, and protocols, Prism aggregates key crypto use cases including trading, prediction markets, payments, and yield opportunities within a single user experience.

Spectra Finance

Spectra (by Perspective, spectra.finance) is a permissionless interest-rate derivatives protocol: a yield-bearing asset is split into a Principal Token (fixed rate) and a Yield Token (variable yield). Live on Stellar/Soroban since August 2026 with Principal Token markets on Blend-wrapped USDC and EURC, earnUSDC, earnXLM and the Centrifuge tokenized treasury fund deJTRSY, next to its EVM deployments, plus an EVM to Stellar bridge for Spectra PTs. The Soroban core, bridge and oracle contracts were audited by Certora in May 2026.

Cushion

Non-custodial capital protection strategies on Stellar, implemented as SEP-56 tokenized vaults built on Soroban smart contracts. Cushion dynamically rebalances between risky Stellar assets (including digital assets and RWAs) and stablecoins using a CPPI (Constant Proportion Portfolio Insurance) model, preserving a predefined downside protection floor while optimizing performance.

Backyard

Backyard lets users create their own liquid yield strategy for stablecoins. Users build diversified stablecoin yield strategies by allocating across multiple yield vaults (e.g., Blend or Spiko vaults). These strategy LP tokens can optionally be used to mint Backyard Dollar (BYD), allowing users to earn yield while retaining liquidity. By separating yield generation from liquidity, Backyard solves one of DeFi's core inefficiencies: capital locked in yield strategies that cannot be reused without exit friction. The protocol is governed by a ve(3,3)-style capital coordination system, aligning emissions, governance, and liquidity incentives to route capital toward the safest and most productive strategies over time.