
ZKELLA is a confidential finance stack for Soroban: CT-20, a confidential token standard that wraps existing Stellar assets for shielded transfers, with zero-knowledge circuits and verifier contracts on the Protocol 25 (X-Ray) BN254 and Poseidon primitives, viewing keys for compliance disclosure, a note-state indexer and a TypeScript SDK.

Principal Protocol is a Soroban-native yield tokenization protocol for Stellar real-world assets: it wraps a yield-bearing asset and splits it into Principal Tokens, redeemable at maturity for fixed income, and Yield Tokens that carry the yield until maturity, traded against a PT/SY liquidity pool.

Nila lends to smallholder women farmers in Tamil Nadu, India, through credit unions on stablecoin rails, with satellite crop verification in place of field agents. In production on Polygon since December 2025 by the team's account, it is moving its money layer to Stellar: a Soroban funding pool, bulk USDC disbursement through the Stellar Disbursement Platform and cash-out through MoneyGram Ramps, with the first mainnet disbursement targeted for December 2026.

Onboard runs a cross-border payments app, a business app and an API for multi-currency accounts, cards, stablecoin wallets and local-currency payouts, settling mainly in USDC on Base. It plans to add USDC on Stellar as a settlement network, a LatAm off-ramp through BlindPay, and Circle CCTP to move USDC between Base and Stellar.

Astrolabe is a block explorer for Stellar that renders operations as plain-language sentences and decodes Soroban invocations, return values and events. Its SCF #45 build is its own data layer: a self-hosted mainnet RPC node and an indexer over full ledger history, for holder maps, fund-flow tracing, event search, alerts, contract source verification and a public API.

Cara7 tokenizes auto asset-backed securities: the vehicle loans and leases behind a deal and the ABS notes it issues, linked by a payment waterfall written as a Soroban contract that pays principal and interest to investors in EURC. Its SCF submission reports a pilot on Stellar, two deal generations on a 20-lease EV portfolio, and targets institutional issuance in Q1 2027.

AgentSmith x402 is 57Blocks' x402 payment facilitator and Bazaar discovery layer for Stellar, built on its AgentSmith agent infrastructure so AI agents can discover paid services and pay them with no integration built in advance. The facilitator is to run on Stellar testnet and pubnet, settling any SEP-41 token (USDC by default) through Soroban authorization, under a permissive license that lets teams fork or self-host it.

Pods builds Deframe, a DeFi API for wallets and fintechs: one integration for swaps, cross-chain yield strategies and an RWA yield aggregator. Its planned Stellar integration is to surface Stellar yield (RWA yield included) and Stellar swap venues through the API and to open its cross-chain yield strategies to Stellar wallets.

Pollar is a payments and onboarding SDK for apps on Stellar and Solana: embedded wallets, sponsored fees, trustline and reserve handling, local QR and bank ramps, and KYC in one integration. On Stellar it creates or links a Soroban smart account through social login, pays fees through fee-bump transactions, sponsors account reserves and enables the asset an app needs during onboarding.

MetaMask, the self-custodial wallet from Consensys, supports Stellar as a default network: users hold XLM and other Stellar assets, manage trustlines and the account reserve, and swap Stellar tokens in MetaMask itself, with no Snap to install. Separate from the community Stellar-MetaMask Snap.

Chainlink Data Feeds bring Chainlink's price feeds to Stellar: Chainlink's docs list them for Stellar Testnet and Stellar Mainnet (Pubnet), and its changelog dates the release 2026-09-29. A Soroban contract reads every feed through one proxy contract per network and selects a feed by its 32-byte data_id: Testnet proxy CBUF6IADAWPWIDWRTHJNINKXHG2UTIQ6TU2F2HRAXWAI7OT3KJPKK6O4, Mainnet proxy CDQBHEUGLDHMSUHG4IH33RJBUTMNCZOT4JIAQR4WZFRDZW6DR6S32ZLZ. For Data Streams, Chainlink's testnet tutorial calls a verifier contract, and its Data Streams pages name no mainnet verifier for Stellar (checked 2026-11-11). Separate from the third-party Chainlink Oracles Relayer (VRF). Each proxy is in products, with each Data Feed's dated freshness once checked.

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Tilt Pay is a mobile payment app enabling contactless Tap-to-Pay, instant global transfers, and built-in USD/EUR bank accounts for freelancers, travelers, and merchants underserved by traditional payment networks. Our app is live and monetizing: 1,045 users, $30,000 in payment volume, 194 completed NFC transactions, growing at 25+ new users per day organically. We have a signed B2B contract with a Canadian fintech projecting 2,000+ users per month. We are migrating our entire settlement infrastructure to Stellar. Its multi-currency stablecoin ecosystem and native compliance controls make it the right foundation for cross-border payments at scale. This migration brings real, recurring payment activity to Stellar. Every Tap-to-Pay transaction, fiat deposit, and cross-border transfer will settle as a USDC operation on the network. Primary ecosystem contribution: stablecoin transfer volume, supported by new active wallets, on/off-ramp flows, and DEX activity. Presentation video.

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Slimepay is a regulated fiat-to-Stellar anchor and merchant settlement rail for Africa. It bridges customer accounts to the Stellar network via SEP-6, SEP-24, and SEP-31, enabling USDC-to-NGN cross-border B2B payments with full KYC, interactive deposits, and programmatic withdrawals.

Rail402 is an Apache-2.0 x402 payment infrastructure suite for Stellar. It provides a facilitator compatible with canonical x402 clients, a Bazaar for discovering and cataloging paid HTTP endpoints and MCP tools, an MCP server enabling AI agents to find and pay for Stellar services, and an SDK and CLI for buyer/seller integrations. Built on the @x402/stellar payment flow with Soroban smart contracts, Rail402 supports both exact fixed-price and metered (upto) payment schemes with sponsored XLM network fees. An on-chain Explorer indexes x402 payment activity across all Stellar facilitators.

PigFi is a mobile savings app for families in Latin America that lets users save in US dollars (USDC) on Stellar, built around a gamified piggy bank experience. Yield is powered by DeFindex infrastructure running quietly in the background.

A Soroban-native DAO launchpad bringing the Nounish model to Stellar. Communities deploy DAOs with NFT-style governance tokens via recurring auctions (SEP-50), manage on-chain treasuries, and vote on proposals through token-weighted governance — all built on modular Soroban smart contracts.

LI.FI is a cross-chain bridge and DEX aggregation protocol providing a unified API for swaps and cross-chain transfers across 60+ blockchains, including Stellar. Integrated by Robinhood Wallet, MetaMask, Phantom, and 1,000+ partners, it lets apps and wallets enable seamless multichain liquidity through a single integration.

Managing lending positions across multiple chains is fragmented and costly. Users miss better rates, carry excess risk, and execute rebalancing manually across disconnected interfaces. LendWise is a three-layer platform: a unified analytics dashboard aggregating lending markets from all major chains and protocols in real time (including Aave, Compound, Morpho, Radiant and others across Ethereum, Arbitrum, Base and more); a personalized optimizer generating rebalancing strategies based on each user's yield objectives and risk constraints, computing the optimal allocation across all integrated markets; and a cross-chain execution layer routing transactions (bridge, swap, deposit, repay) in a single guided flow. Already live across the most important EVM chains and protocols, LendWise is now expanding to Stellar by integrating Blend Protocol, Aquarius and StellarX as liquidity sources, Allbridge Core, Squid (powered by Axelar) and Circle CCTP as bridge routes, and Stellar-native wallets. https://github.com/cedricmagne/lendwise.

Embedded uncollateralized credit protocol built on Stellar/Soroban, targeting the 186M+ credit-invisible adults in Latin America. Users access USDC microloans without collateral; on-time repayment builds a portable on-chain credit score and grows their credit limit. Designed to plug into wallets and exchanges (e.g., Bitso) as an embedded credit layer.

A Stellar-based platform enabling humanitarian aid payments using zero-knowledge (ZK) technology.

Stablecoin-powered FX infrastructure on Stellar, offering rate locks that protect businesses and users from foreign exchange volatility in cross-border payments. Backed by a16z speedrun.