YLDS
Live
Asset
Stablecoin
RWA
About YLDS
YLDS is an SEC-registered, yield-bearing US-dollar stablecoin issued by Figure Certificate Company (an affiliate of Figure Technology Solutions, Nasdaq: FIGR). Holders earn interest at roughly SOFR minus 0.50%, accrued daily and paid monthly — stablecoin liquidity with money-market-style earning. Launched on Provenance (Feb 2025) and Solana (Nov 2025), YLDS went live on Stellar in May 2026 (stellar.org press: 'Figure Announces Launch of YLDS on Stellar Network') as the network's first regulated yield-bearing dollar product, aimed at fintechs and neobanks offering compliant on-chain dollar savings, notably in Argentina and Brazil.
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