Novatti

Novatti is an Australian payments company (ASX: NOV) that delivers payment solutions enabling businesses to accept Visa, Mastercard, Amex, Apple Pay, Alipay, WeChat Pay and more. On Stellar, Novatti issued AUDD — an Australian Dollar stablecoin that surpassed $1 billion in on-chain transactions in 2025.

Noir

A domain-specific language for writing zero-knowledge circuits, developed by Aztec Labs. Used by Stellar/Soroban developers for privacy-preserving smart contract verification.

Noether

Noether is a decentralized perpetual futures exchange built natively on Stellar/Soroban. It enables leveraged trading up to 10x (just for now) on crypto assets with limit orders, stop-loss, and take-profit functionality. Liquidity providers earn yield through the NOE-token vault system. Currently live on testnet with a complete trading interface, automated keeper infrastructure, and four production-ready smart contracts.

Nethermind

Nethermind is a leading blockchain research and software engineering company building core infrastructure for decentralized systems. On Stellar, Nethermind delivers ZK infrastructure including Stellar Private Payments (SPP) — a privacy-preserving payment protocol — a Stellar ↔ Wormhole cross-chain bridge, and a RISC Zero ZK verifier.

Nectar Network

Nectar Network is a generalized automation and liquidation layer for Soroban DeFi. Any protocol can register time-sensitive on-chain tasks — liquidations, auto-compounding, oracle updates, rebalancing — executed reliably by keepers competing for rewards. Supports Blend liquidations, FxDAO CDPs, DeFindex rebalancing, and oracle refreshes. Open-sourced as public-good infrastructure for the entire Stellar ecosystem.

MPCVault

MPCVault is an institutional-grade MPC (Multi-Party Computation) wallet platform integrating natively with the Stellar Network. It brings enterprise-level custody infrastructure to the Stellar ecosystem, enabling organizations to securely manage XLM and Stellar-issued assets with institutional controls including policy gating, transaction simulation, Soroban smart contract support, and real-time price feeds. The platform processes $10B in weekly volume and is trusted by 1,000+ institutional clients including crypto funds, OTC desks, and enterprises.

Microvault

Microlending engine by Kenya-based Shamba Records that uses SEP-56 tokenized vaults on Stellar's Soroban platform to deliver undercollateralized credit to smallholder farmers in East Africa, with loans requested via USSD/SMS and disbursed in local currency.

Mesh

The first global crypto payments network, enabling merchants and digital wallets to accept crypto from 300+ exchanges and wallets (170M+ users) and settle in stablecoins or local currency. Integrates with Stellar via SEP-24 as anchor infrastructure for seamless on/off-ramps.

Merkl

Onchain distribution infrastructure used by 250+ companies including Circle, PayPal, and Coinbase to send yield, dividends, and rewards onchain.

Lumexo

Lumexo is a non-custodial financial interface built on the Stellar network that unifies decentralized finance tools into a single, accessible system while preserving full self-custody and direct on-chain interaction. The current implementation includes a browser-based Stellar wallet with native SDEX trading, asset management, liquidity pools, lending via Soroban smart contracts (Blend), and fiat on-ramp integration through Transak. Users can trade, manage liquidity, access lending, and perform payments in one coherent interface, reducing ecosystem fragmentation and lowering the barrier to entry. The next phase includes native iOS and Android apps and expanded Soroban integrations to support additional protocols. Lumexo's long-term goal is to strengthen Stellar's DeFi ecosystem by providing stable, user-first infrastructure that connects wallets, trading, liquidity, lending, and future tokenized financial tools.

Latch

Latch provides open-source C-address onboarding infrastructure for Stellar, enabling users to create and fund Soroban Smart Accounts without ever touching a traditional G-address. Built on OpenZeppelin's Smart Account standard, it delivers three components: Latch Bridge (a proxy contract and relay service that routes funds from direct sends, CEX withdrawals, and fiat on-ramps to the user's C-address automatically), Latch Wallet (a production-grade C-address reference wallet at feature parity with Freighter, including token display, transaction history, signer management, and policy controls), and Latch SDK (TypeScript and Rust libraries for wallet developers to add C-address support instantly, with cross-ecosystem sign-in from MetaMask, Phantom, and Rabby via OpenZeppelin verifier contracts).

KMP Stellar SDK

Kotlin Multiplatform SDK for Stellar (kmp-stellar-sdk by Soneso), listed as a client SDK on developers.stellar.org/docs/tools/sdks. Write your Stellar integration once in Kotlin and deploy across JVM (Android, server), iOS, macOS and Web. A client library to build and sign transactions, query Horizon, and call the Stellar RPC for Soroban smart contracts.

KALIEN

Deterministic Asteroids arcade game demonstrating zero-knowledge proofs on Stellar: gameplay runs off-chain and a ZK proof of the final score is verified on-chain using Protocol 25's cryptographic primitives.

K2 Lend

A lending protocol on Stellar featuring pooled, isolated, and gated lending markets.

Ibis

Stablecoin neobank and ramp infrastructure for Venezuela, combining a self-custody wallet app with an API that lets developers and businesses fund with USDC on Stellar and settle payouts in bolivares.

Huma

Huma Finance is the first Payment Financing (PayFi) network, designed to provide instant liquidity solutions for global payments by leveraging blockchain technology.

Helix

Institutional staking infrastructure by Helix Labs. The protocol is currently live only on Canton — Stellar integration is on the roadmap, not launched. Helix Labs separately operates validator infrastructure across major L1 ecosystems.

Hatom Protocol

Hatom is a DeFi liquidity hub that turns idle capital into productive, composable liquidity. The protocol enables users to supply assets, borrow safely, and deploy capital through an over-collateralized lending system with transparent, on-chain risk parameters. Its liquid staking module allows staked assets to remain usable in DeFi while continuing to earn staking rewards. Hatom also expands liquidity beyond a single ecosystem, connecting MultiversX with Stellar through its Capital Efficiency Layer — and with Bittensor, bringing TAO holders into DeFi through native integrations. The stack is completed by USH, Hatom's decentralized stablecoin, designed to improve capital efficiency and strengthen on-chain liquidity.

HandlPay

HandlPay is a peer-to-peer payments platform that turns social media usernames and WhatsApp numbers into private payment handles. It allows users to send and receive stablecoins using familiar identifiers, without sharing wallet addresses, exposing transaction history, or dealing with cross-chain complexity. The experience is simple: if you can message someone, you can pay them.

Figure

Figure is America's #1 non-bank HELOC lender, building the future of capital markets on blockchain. Built on Provenance Blockchain, Figure also issues YLDS — a yield-bearing stablecoin deployed on Stellar — enabling compliance-first real-world asset access for a global audience.

DTCC

DTCC is the premier post-trade market infrastructure for the global financial services industry, with over 50 years of experience automating, centralizing, and standardizing the processing of financial transactions across clearing, settlement, asset servicing, and data services. Through its DTC subsidiary, DTCC is enabling the tokenization of custodied assets on the Stellar network — targeting real-world assets such as Russell 1000 equities, ETFs, and U.S. Treasuries — with availability expected in H1 2027.

Drips

Drips is an open-source funding protocol offering continuous payment streams, dependency funding, Drip Lists, and RetroPGF distribution for software projects. On Stellar, Drips powers Drips Wave — a recurring monthly bounty cycle where developers compete to contribute to open-source Stellar ecosystem projects and earn on-chain rewards, while maintainers run transparent, time-bound funding rounds.

Digitpay Finance

Digitpay simplifies how individuals and businesses send, spend, receive, and manage money across borders. Built on Stellar, it enables users to receive crypto instantly into dedicated wallet addresses and spend it in their preferred local currency (including Nigerian Naira), with automatic and transparent currency settlement on the backend. The platform also enables merchants to accept cryptocurrency payments while receiving funds in their chosen fiat currency. Digitpay offers web and mobile apps designed for everyday use, with a focus on security, speed, and transparency.

Digibank

Digital banking platform integrating Stellar Disbursement Platform (SDP) for efficient bulk payment distribution in emerging markets.