Minah

Minah.io is a decentralized platform transforming the investment landscape for Real World Assets (RWA) in West Africa. Our mission is to address the region's limited funding access and enhance transparency in the investment process, focusing on high-growth sectors like real estate, energy, and agriculture. By bridging the funding gap, Minah unlocks a vital channel for African development while offering investors a structured, accessible path to this high-potential market. Our go-to-market strategy leverages the strong and consistent diaspora flows, which directed over $54 billion to the region in 2023 alone. By streamlining these remittance flows, we create an efficient investment entry point for diaspora members, setting a stable foundation to a wider audience, including non-African descendants and crypto enthusiasts. In terms of projects, we currently have a pipeline of c. 4M€ projects and aim to finalize the conception and distribution of two strategy in the next 6months representig c. 1,5M€. At the end of the year 2026 we aim a cumulative TVL of approximately €[10-20] million. After initial successes, we will introduce a utility token to enhance community engagement and integrate DeFi mechanisms. This phase will center on a tokenized RWA approach, cultivating a community of investors and unlocking DeFi potential within Africa's emerging market.

Mimoto

Mimoto uses ZK proofs for swift, secure identity verification in payments, protecting user privacy and financial safety.

Mica

Mica escrow creates security in real estate transactions.

Metafyed

Revolutionizing access to Real World Assets in Asia through tokenization

Meria DeFi

Meria DeFi platform (project code "The Place To Stake" is a non-custodial one-stop shop for yield generation and portfolio monitoring across multiple blockchains, aggregating yield protocols and staking with transparency and institutional-grade reliability.

Mercuryo

Mercuryo is a leading web3 payment company empowering clients across 150 countries.

LumosDAO

Decentralized Governance on Stellar Network. Create, manage, and participate in DAOs seamlessly, with transparency and efficiency.

LumenShade

This project proposes building a privacy pools protocol on the Stellar network, enabling privacy-preserving asset transfers while maintaining the potential for regulatory compliance. Inspired by initiatives like 0xbow’s Privacy Pools, the goal is to offer users the ability to break transaction linkability using zero-knowledge proofs. Integrating privacy pools into Stellar will enhance the network’s appeal to privacy-conscious users and institutions, unlock shielded payments, and lay the foundation for compliant, private DeFi on Stellar. The project will proceed in two phases: 1. Phase 1: Deliver a fully functional privacy pool with private deposits and withdrawals. 2. Phase 2: Introduce optional compliance mechanisms such as user-defined association sets and selective disclosure, aligning with regulatory expectations.

Lumenscan

Stellar Ledger Explorer

Lumens for Charity

Donate XLM directly to Global Charities

Lumenaut

Lumenaut made the first fee-free community pool when the network still supported inflationLumenaut made the first fee-free community pool when the network still supported inflation.

Lumen Later

Lumen Later is a Soroban-based BNPL protocol on Stellar. It offers over-collateralized, instant credit with a 14-day interest-free period, automated fee distribution, liquidation, and real-time solvency checks, built for scalable DeFi lending.

Lul

This is a previously initially funded project. Our apps aids financially underserved refugees and unbanked individuals in sub-Saharan Africa. Many Africans lack adequate banking. For example, 350 Million people are unbanked in Sub-Saharan Africa. Also, Millions of refugees don’t have financial access. Refugees often encounter hurdles accessing traditional banking due to language barriers, documentation challenges, and unfamiliarity with other financial options. Our app, utilizing Stellar, tackles these issues by providing vital services like remittance, digital wallets, payments, crowd funding, rotating savings and credit associations, and virtual cards. These solutions are crafted to offer refugees and unbanked individuals secure and affordable access to financial services, bolstering their financial inclusion and stability. Now we have been funded Initial funding in previous round of SCF # 29. We were supposed to deliver basic payment and remittance functionality. We have done that. Additionally after we were recommended to show traction after we applied for #35, we have launched closed beta with 125 users and have gotten rave response and people are already using this app. And we want to progress to the next phase of development, which is developing, the remaining functionalities, such as crowd funding, rotating savings and credit associations, and virtual cards, and launch on Testnet.

Loto Punto

Loto Punto kiosks enable easy and affordable self-service transactions in cash within seconds, providing a fast, easy, and inexpensive way to pay, send and receive money. By integrating Stellar Blockchain with Loto Punto’s micro- service-oriented architecture system, we'll offer a more convenient an inexpensive channel for cross border remittances. This is achieved by converting physical FIAT currency into cryptocurrency and vice versa, partnering with relevant Stellar Wallets that provide on-ramp and off-ramp services in each LATAM country.

Loop Finance

Loop reimagines everyday spending by combining the discounts, flexibility and global acceptance of gift cards with the power of blockchain-enabled payments. Users instantly access discounted digital gift cards to shop with merchants across the US, Canada, the UK, and Western Europe. We make savings seamless, global, and inclusive by rewarding customers for how they pay and encourage adoption of innovative financial rails while delivering immediate value at the checkout. Stellar payments empower us to offer significant cashback, passing on the savings from this optimal payment rail and the discounts we receive from suppliers. USDC cashback is delivered instantly to the integrated Stellar passkey wallet. We provide instant, borderless access to savings every time users shop, drive adoption of Stellar as a fast, low-cost, interoperable settlement layer through fantastic discounts, and deliver a frictionless user experience that works across web, mobile, and in-store environments. From a technical perspective, we integrate Stellar for instantly settled on-chain payments, accepting XLM, USDC, and EURC. Users receive instant cashback in USDC to their passkey based wallet. We also enable fast onboarding to Stellar with integrated on-ramps, enabling us to win organic users at any level of blockchain familiarity. For gift cards we integrate leading gift card suppliers: Blackhawk, Incomm, SVS, Tillo, Runa. Through these we have access to hundreds of top merchants covering 300k+ store locations. Finally in addition to the gift card programme we'll offer a cash back mastercard/visa card ensuring users can spend and save anywhere.

Logistech

We are an existing payment processor with clients such as cruises, hotels and hostels. These users often have to pay high fees at check-out. By integrating Stellar we want to decrease these fees and offer an easy to use way to check-out at lower fees. We will be integrating through the Beans merchant SDK, making use of their global on-ramps and check-out API to abstract crypto away for our customers.

LocalCoin

LocalCoin enables on-chain control of financially incentivized action to help social good orgs with effectiveness and trust.

Lobster

Lobster is a liquidity pool optimization platform designed for decentralized exchanges (DEXs). It enables DEXs to increase their liquidity efficiency, improve their rankings on aggregators, and boost trading volumes, ultimately driving more revenue. Lobster addresses the “liquidity pool trilemma” that many DEXs struggle with. It provides a comprehensive dashboard that evaluates three key metrics for each liquidity pool: Efficiency: How attractive is the pool to traders? Profitability: Is the pool competitive for liquidity providers? Stability: Does the pool maintain stable prices without being overtaken by arbitrageurs? With Lobster, DEXs can run LP-specific algorithms based on real-time data to optimize pool performance. This results in better liquidity management, enhanced pool attractiveness, and higher overall volume. The platform’s data-driven approach empowers DEXs to make informed decisions and adapt quickly to market conditions, improving liquidity provision in a less risky and more profitable manner. Lobster is a vital tool for DEXs looking to stay competitive in the rapidly evolving DeFi landscape and drive sustained growth.

Liqvid.xyz

Liqvid.xyz is a compliant infrastructure layer powering tokenization, capital formation, and secondary liquidity across private mid-market alternative assets including private credit, real estate, private equity, bonds, royalties, and more. At Liqvid, we tokenize yield-generating assets and strategies - enabling investors to allocate into diversified private markets, access on-chain collateralized loans, and unlock secondary liquidity with instant settlement.

Liquify

Liquify wants to provide Stellar & Soroban with long-term public RPC endpoints and archival support.

Lettuce

Stellar-based point of sale (POS) Application

Legasi

Legasi is building the first on-chain Lombard lending infrastructure, replicating the private banking model of asset-backed credit, designed for institutional use. It enables investors and enterprises to borrow stablecoins or fiat against crypto and tokenized RWAs, bringing long-term, capital-efficient financing to the blockchain in a transparent, programmable, and fully compliant way. Through a dedicated lending SPV refinanced by institutional liquidity providers, Legasi connects compliant capital with blockchain-based collateral pools. Collateral remains non-custodial and auditable on-chain, while conversion to fiat is facilitated off-chain by regulated PSPs and EMEs such as Circle, ensuring full AML/KYC compliance and seamless TradFi ↔ DeFi interoperability. Unlike short-term, leverage-driven crypto-backed loans, Legasi provides multi-year financing with stable and competitive rates, focused on capital preservation rather than speculation. Its progressive liquidation mechanism enhances safety by avoiding abrupt liquidations and preserving collateral value, which is key to institutional risk standards. Aligned with Stellar’s mission to bridge TradFi and DeFi, Legasi delivers the credit layer for tokenized assets. By leveraging USDC and EURC on Stellar, the protocol enables cross-border, real-time settlement of Lombard loans and establishes a scalable, compliant RWA credit market within the Stellar ecosystem. Legasi’s long-term vision is to make every tokenized asset bankable on-chain, bringing the trust and precision of traditional finance into the open, interoperable world of Stellar. The project is incubated at 42’s startup incubator within Station F, the world’s largest startup campus in Paris.

Legacy Suite

Revolutionizing estate planning with blockchain, making it inclusive of digital assets and secure for all.

LedgersTax

LedgersTax exports your Stellar transactions history for tax reporting. Comprehensive taxable events data in a few clicks – saving time, alleviating headache. Even on the moon, you still have to file taxes.